Welcome to today’s training everybody I’m excited about this one is going to be about creative financing and I am Justin Colby. I’ve been doing this business now, for 14 years started back in 2007. I flipped on my way to 1700 homes.

 𝐉𝐨𝐢𝐧 𝐎𝐮𝐫 𝐏𝐫𝐢𝐯𝐚𝐭𝐞 𝐅𝐚𝐜𝐞𝐛𝐨𝐨𝐤 𝐆𝐫𝐨𝐮𝐩 
https://www.facebook.com/groups/thescienceofflippingacademy

 𝐒𝐮𝐛𝐬𝐜𝐫𝐢𝐛𝐞 ➜ https://www.youtube.com/justincolby
 𝐁𝐨𝐨𝐤 𝐚 𝐂𝐚𝐥𝐥 ➜ https://www.thescienceofflipping.com/learn-more

Welcome to today’s training everybody I’m excited about this one is going to be about creative financing and I am Justin Colby. I’ve been doing this business now, for 14 years started back in 2007. I flipped on my way to 1700 homes. That’s a combination of wholesaling, rehabbing and wholesaling. I’m actively buying rentals in Oklahoma City, I closed three this month. And so I wanted to give you guys a little tidbit of how to do more deals. And specifically, I’ve gotten a lot of questions from you guys, regarding, you know, conversion, but also creative financing. One thing I will tell you now that we are getting started is one of the ways that you can convert more leads that you’re bringing in is by understanding creative financing if you understand how to put together a deal creatively, you will a lot of times beat out other investors that are just going to give a cash offer or you’re going to be able to provide more value to the seller than if you just give a cash offer so
this is really important to understand today’s just creative financing one on one some of the the terms, how to put it together what the differences are. And then you guys can continue to get educated about credit financing which I myself am happy to educate you guys. If you are interested in me coaching you mentoring, please just let me know in the chat below if you’re interested in what that looks like. And I’m happy to continue your education. But today, we’re going to jump in and I am going to be teaching the creative financing 101 it’ll absolutely help you get more deals done. Now if you are live on this zoom, welcome everybody. Let me know what market you’re in. In fact, if you’re watching this streaming on Facebook and on zoom, wherever you’re at, let me know your name and the market you’re in. We’d love to say what’s up and for those that actually registered. We’re going to be able to take a you know a little time here and answer a question or two for you guys. But appreciate you guys being here on Facebook and on zoom. Again, let me know what market you’re in. What you’re doing. Are you wholesaling? Are you flipping Are you buying and holding? I see Colleen is it from Oklahoma calling. I love buying rentals out in Oklahoma, we just wholesaled another deal out in Oklahoma. So we’re wholesaling but I’m also picking off the ones I want and keeping them in Oklahoma. Specifically, I bought two in Shawnee and then one more in oklahoma city proper. So I am loving that market. It is not quite the dog eat dog that Phoenix is we got newbie from Raleigh, North Carolina. Carlos, what’s up, Carlos, everyone’s got to start sometime. So hopefully this is the training that gets you going and get you full time active in this space. What’s up there? And then we got from Pasha from Portland, Oregon wholesale flip and buy and hold. Love that. Welcome. And then we got Sarah from Texas, Austin, Texas. What’s up? What’s up? And I know we got a lot of people chime in in here on Facebook. Hold on one second. Let me get over here. Now there’s a lot of people chime in here. Let me know what market you’re in. We have AJ what’s up Sterling? Chris? What’s going on? Rick? Rick is wholesaling. Chris here from Florida and Georgia, Sterling, Oklahoma lotton. Specifically, AJ, what’s up? I’m doing a little bit of everything. So one thing I would tell you and I would tell everybody is extreme focus gets you extreme results. Remember that when you’re trying to do a little bit of everything, it’s taken me 14 years to do the amount of deals that I’ve done. It’s taken me 14 years to start to build a portfolio at a level that I want to be building at. And so again, extreme focus gets you extreme results. So I would I would give that as a reminder, hopefully you’re crushing the AGM Sure you are. So anyways, as you guys are coming on, let me know the market you’re in and where we stand but let me get going on this training. Not to waste your time. And I built out a if I could just move you guys you guys are right in my way, which is Totally normal every time I build out a training for you guys start to go over here. And let’s roll. So what I’m going to try to do for you guys today is I have a good friend named pace, he is just all over everywhere talking about subject twos, he is murdering it, he’s crushing it, it’s awesome. But I’m getting a lot of questions about subject twos. And also the distinguishing factor between agreement for deed versus subject to or an agreement for sale or a land contract, or an installment agreement. And so today, guys, I wanted to just kind of give you the lay of the land, right? Um, first of all, what are they? Why does a seller Why will a seller take them as an option? What are your risks? How are they more? Why are they beneficial to you to have in your repertoire, right? Like, you want these in your tool belt, right. And so we’re going to go over all of this, like I said, this is kind of creative financing one on one. And so to kind of jump in based around the popularity of the subject is I want, you know, most people understand what a subject two is, and I’m going to go into it in depth. But the idea is, you’re taking a home subject to the existing loan, the loan never changes name from the bank, and you’re inheriting the terms
of those loans. Okay. So with that being said, the difference between a subject to and the rest of these, such as an agreement for deed, land contract contract for deed, installment agreement, is you still get equitable rights, you still get equitable title, but you do not get a warranty deed, you do not get your name on title of the home. And the reason why I prefer this, especially if I’m going to be wholesaling your property is because you do not have a due on sale clause when you don’t take title. Now, subject twos are totally legal. In fact, they’re a great tool to use when the time is right. But I would tell you, you know, I like agreement for deed or agreement for sale more, because everything is structured the same. However, I don’t go on title, in which case, I don’t trigger that due on sale clause, you will receive a warranty deed once you actually pay off the loan. Okay. So again, fundamentally, everything works the same, you are going to be paying the bank loan that the original homeowner had, you are going to be inheriting those terms, you are going to be structuring some sort of balloon payoff, you are going to be owning the home and have ownership rights on the home, you will be able to make repairs, you could add square footage, you could do all of those types of things to this type of deal, which would be considered an agreement for sale or agreement for deed, land contract, etc. However, you don’t trigger the due on sale clause. So I just prefer it for safety on both sides. Okay, now, let’s go into you know, securing your contract. So you want to make sure that the seller doesn’t go around you at any point in time, because you’re not technically on title. So you want to go record your contract down at the city recorders office, so the seller can’t go around you or add any liens on the property without you knowing. Right, he may go strike an agreement up with so and so an IOU of sorts and say hey, go ahead and just leave my property, I don’t care. The reason why he doesn’t care is because now you technically own the property. So I’d go and record the property, record the contract, the day that you get it signed down at the county recorders office, and then have the warranty deed be held in escrow. The reason why I encourage you guys to do that is because I want to make sure in case the seller goes anywhere in case the seller just is non responsive in case the seller wants to take a boat around the world for tell his dying days and you can’t get ahold of them. At least you have the warranty deed that can convert over into your name once you pay off the underlying loan, which would be the loan that the original seller had. Okay. Now, why use these strategies? Well, for one, you don’t have to go get a loan. So for those of you out there like I wholesale, a lot of these right? And so what my buyers love about them in fact, I was on the phone with one One of my great buyers yesterday, he actually bought one of these deals from me. What he likes about it is he doesn’t have to go get a loan, and he can close quick. And all of the like the ease of the deal helps him. So he has a big rental portfolio, he’s not able to go get another loan from the bank and his personal name, the interest rate, depending upon the interest rate the original seller has is the same interest rate, he would go get from the bank, sometimes less. So he’s like, instead of doing, you know, going into applying and going through all of that, he doesn’t have to at all, and he just inherits the terms of the loan. So that is incredible. You can be extremely flexible if something goes wrong. And you’re not on title yet, right. So again, I can wholesale this over, I never took title. In fact, my end buyer doesn’t necessarily take title. And if something does go wrong,
you know, things always go wrong. You can be flexible, right, you can give the home back or whatever. But even if the bank does call it do for one reason or another, you never harmed the seller, not that any of you have intention to harm the seller, but you didn’t harm the seller put the seller in harm’s way, because you never technically took title. Now, the thing about this is you can always make an argument I’m going to go through this year, a little bit in our training is you can always make an argument to the bank that you know the loan is being paid every single month, and I’m improving the home. And so the home is going to become more and more valuable, right. And so you can be more flexible. Because you’re not on title, you’re controlling the property, and you can do whatever you want with the property. Okay, you can rehab it, you can rent it, you can do whatever you want with this property, you’re in full control, since you’re not getting a loan, it gives you more buying power. So again, the example I’m giving you about my buyer who bought this, this other property, last week he closed, it keeps allowing him to buy because he doesn’t have to go get another loan. In fact, he can’t get another loan in his personal name, and the commercial loans that his LLC would get are too high of interest. So even if you went out and got a loan with his LLC, he’d be paying 7%, or something of that nature, where he’s inheriting a loan at 3%, it’s a much better deal for him, right. So he continues to have more and more buying power. Because if he ever really needed to go get alone, he would be able to go get that loan. And if it absolutely had to happen, because this deal, he didn’t go get a loan, so he still has the opportunity to go get a loan in the future if he so wants, right. And at the end of the day agreement for sale, or agreement for deed is just less risky, right? All of it is structured, the same, just has less risk. So why would a seller do this? Well, a seller can get a higher price, you see, I’m willing to actually pay market value, sometimes even more. As long as the deal makes sense. It just comes down to math, right? Because of the low interest rate, or, or whatever it may be, I’m able to get that home and a good number. That makes sense for me, especially if I’m keeping it in my portfolio. Okay. So at a 3% interest rate, because initially, the home was an owner occupied loan, so the interest rate is super low, I’m not going to be able to get that as an investor or an LLC. So now the home actually rents at a number that is profitable instead of a breakeven or even a loss. So the seller can actually ask more if they’re willing to do this interest arbitrage on a mortgage or a bank loan. So for example, if you know the seller says, Hey, I’ll sell it to you in terms, I want 6% interest, I know the bank’s gonna give you 7% because you’re an LLC, well, they might only have a 3% interest loan, the seller actually is going to make the arbitrage between that difference, right? So essentially, now, the seller has the benefits of like a rental property by creating income, but they don’t have any of the responsibilities, right. So it’s really, really good. And quite honestly, they stay in control of the home because you didn’t take or I didn’t take as the buyer. I didn’t take title yet. So they stay in control of the home, which gives them a sense of freedom. Now I find this to be an easier sell than a subject to this is why I like them more. Again, subject twos are great. They’re completely legal. If done the right way. You just need to make sure you know if if the day ever came, you have a contingency plan if the bank does you know Call the note do now let’s talk about terms to negotiate when you go in and get creative with the seller, okay? Well, the first thing is, all the terms are negotiable start there, every little thing is completely negotiable. So what does that mean purchase price downpayment interest rate, monthly payment maturity date, the right to alter the property if so desired, let’s say you wanted to rehab it or add square footage, the right to sublet it or sublease it, the deferred payments if vacant or fixed. So you can spend more money fixing up the property, meaning if you are doing some level of seller financing on a deal, and you need to keep a little bit more money in your pocket, or you know,
I mean, in this example, this is what I want to use, then you can actually create an agreement with the seller to have deferred payments on those seller financing terms, so that you can keep more money in your pocket, so you can repair the home. All of that is negotiable. There’s not anything a part of this, that is non negotiable, except if you are going to be doing it, whatever the underlying bank loan is, that is not negotiable. Okay, you will have to make sure that that gets covered. So when people say, Well, how do I structure this, you structure it the way that is best fit for the seller, and yourself. So when I just said I pay retail, or sometimes even pay more in retail, some of you guys are probably thinking, holy crap, why would you ever do that? Because the way I structured it, it works financially. Right? Meaning because I’m inheriting let’s just say 3% loan, because the rents are whatever the numbers are, can I pay retail? Yes, because I’m just going to rent this property, it’s a new property, it doesn’t need any work. It’s outdated. They don’t have white cabinets, they have old cabinets, but who cares, doesn’t need any work, my interest rates incredibly low, I’m cash flowing every single month. Right, I’m happy to pay retail, because I’m not using it in the same manner. Follow me. Now let’s talk about a subject too, because I think that’s probably top of mind for everybody. It’s everywhere out there, I totally get it. And I love it. Subject twos are when you actually do buy the property and take title, you actually do get your name on that warranty deed, but you leave the loan in the sellers name, right. So you don’t need any banks. You know, sometimes you’re actually able to even you know, sellers can actually do seller financing on top of it, like do a rap, which is a whole nother conversation. Typically, there’s a really good interest rate that you’re inheriting typically, right interest rates for the last, you know, call it decade have been really, really good. And so, again, if you’re looking to buy a home and not have to come out of capital, add a pocket and either hold it and or flip it a subject to can be great. If there’s no dings on your credit, you don’t do any applications for loans, and then you can close quicker, right, you don’t have to go through the process of getting a loan and taking 30 days or 45 days, whatever it may be to get through the process of actually closing the deal. So you can start either working on it and rehabbing it right now. Or you can fill it with a tenant right away and start cash flowing right away. Either way, subject twos are great vehicles for you to actually go down the path
to,
you know, get creative with a seller. Now, you might be asking yourself, why would a seller do this being that they’re giving up title, but they’re still responsible for the loan? Well, usually they’re in a certain level of pain, typically financially, right? That’s why a seller would do it is is we were negotiating. And it never came to fruition actually because the seller literally just went off grid. I think they were getting overly confused. But the reality is, they no longer could afford the mortgage and they were going to move and they knew they overpaid initially. And so they knew there wasn’t any equity for them to like resell so that they struck up a conversation with us about doing some sort of seller financing in the numbers actually did make sense for us to keep it as a rental because their interest rates are so low and so they couldn’t make the payments anymore long story but won’t bore you with that. So they were open to doing this and I think they started getting confused. They started feeling some pressure that some personal things going on. They went completely dark and they were gonna when we were actually going to put money in their pocket for them to move like everything was working out great. Long story short, they went to so They might need to sell quick. So like this example they lived in it was a mobile home affixed to land. And in Kingman, Arizona, as a matter of fact. And we were putting some money in their pocket, but they needed to move. And I think this was like back in January, we having discussed, they needed to move before February. And so we lined up every single term that would fit them in, we’d inherit the loan. And we could close quick before February. And so because they had no equity, right, like I told you, they kind of overpaid, they got a really good loan, I think, I think they put like 5% down, they bought top of the market, right, there was no real equity yet. They haven’t built it up over years or anything like that. And so they bought it in January, they basically were ready to resell after a couple of weeks long story. But at the end of the day, it worked for me because I was going to make it a rental and it was going to work for them, because they lost their job opportunity that they had here. And then they couldn’t make the payments. And they basically over leveraged themselves based around where they’re at in life. So I was gonna rent it, the numbers made sense. Now another reason why a seller would do it is maybe it needs repairs that they don’t have money for. Now, that wasn’t the case, in the example, I’m telling you that mobile home was almost new, I mean, I think it was like a 2008 mobile home. And so it didn’t need anything, essentially bought it too high, etc. So in other cases, you might come across a home that is in desperate need of repair. And the homeowner is just as tapped out financially. Right. Another thing is, they may be avoiding foreclosure, or maybe they just are trying to move on. So, you know, essentially my example that I’m giving you that never came to fruition about this mobile home in Kingman, Arizona, just because it’s top of mind, they couldn’t make payments anymore. They’re basically trying to avoid foreclosure, which I do believe I’m tracking still to see if where this goes. And they needed to sell quick to move to back to California there. Whatever, right? The the mom and husband were getting back together, that was the scenario. So they had like, what 1234 of the five criteria of why a seller would do this they had. Now the the alternative is maybe unknowingly, they found someone willing to pay more or whatnot. But I haven’t seen a change title. So I’m not not 100% certain. So they had for these five criteria, this makes it a great, you know, subject to seller, right, and then I would have taken the title, I would have continued to pay the mortgage, and it would have been a win win for absolutely everyone because at a great interest rate, etc. So that’s why you can go into these, it just boils down to math, I think that property, I was going to make something like $300 A month after paying taxes in the mortgage and interest in and I was not going to have a property management company, it was just going to be my team, but couldn’t get the deal done. Now, the risk of a subject to is the due on sale clause that the bank has in every single one of their mortgages, right is they will come in and they will essentially say hey, because you transferred the title, which you know, in the subject to I would be taking title, so I transferred it in my name, because of that change of ownership, we’re calling do the loan. So that is the risk. Now if you go back to the financial needs, like the seller can’t pay the loan anymore.
So I’m coming in to save the day, right, I’m gonna keep the loans being paid, they’re avoiding foreclosure they need to move, right, and then they might need to sell quick and they don’t have the cash to sell, or they don’t have the equity. I’m solving that. So the seller a lot of times and you say I don’t care about the risk, because I’m gonna have to go through foreclosure anyways, I don’t have an option. So the due on sale clause, essentially, if it doesn’t get paid, essentially, the bank could foreclose on them. Right, and then they’re on the hook for the loan. Now, the bank has this right to call the loan upon transfer the property and in my experience, to be honest with you, and I’ve done hundreds of these. I’ve never seen it happen. I’m not saying it won’t happen. I’m not saying it never has happened. I have not seen that happen. And so I’m not overly worried about it. When I do these deals, as I just mentioned, you guys, I just closed another one now, I didn’t keep it my portfolio, I just wholesaled the terms the same way I wouldn’t have any property over to my end buyer, but I don’t believe the loan is going to get called either. Right. And so what do you do if the bank you know, the next question says, Okay, well, what do you do if the bank does call it well, you need to have a contingency Right, so I would step in and say, Hey, I’m helping out the original homeowner here, I realized they weren’t gonna be able to make their payments, I’m fixing up the property, and I’m likely going to sell the property because I’m creating more value. If you want the loan, do I’ll just stop making the payments. And I’ll stop the repairs. You know, and you can go through the foreclosure process process. Now, that’s what I would say, I have not yet had to do that with any bank. And quite honestly, none of my friends and colleagues have had to do that yet, to my knowledge, but that’s what I would present to the bank, hey, bank, every month I’m paying you I’m creating more value, so I can sell it to get you out of this loan. If you don’t want that, I’ll simply stop. Now, you might say, well, Justin, what if you’re keeping it as a rental? Well, I’d still make the same point to see what they say. Right? Because depending upon that, you know, and depending upon where I bought it, if I absolutely have to, and it’s a good rental for me, maybe I go to a bank and actually refi that other bank out, but I want to buy myself some time here. So this is what I would say, again, they have the right to do this, I’ve not seen it happen. Okay. And then, you know, if you’re talking to a seller talk a little bit about negotiating here, right? If you’re talking to a seller or selling the seller in on doing this, and their number one objection is going to be what happens if you don’t make the payments. Here’s how I handle this, essentially, you say, Mr. seller, this is my business, this is quite literally how I make money. If I don’t make the payments to the loan, then I don’t get to make money because they’re gonna foreclose on you and I lose the deal completely. It is in my best interest always to make these payments. In the event, I can’t make the payments, you’ll have a fixed up property, you’ll have a property that’s been repaired or you’ll have a property that’s being rented now. And you can pay your mortgage. So either way, Mr. seller, you absolutely win. Either way. That’s how I’d overcome that. And then things to think through here. Understand what your exit strategy is, on these properties. Are you going to flip it? Are you going to wholesale it? Are you going to keep it as your rental, because depending upon how you’re exiting, can change what numbers make more sense to you. Follow me. So you need to, you know, understand if you’re going to flip this and you’re just basically going to take over the payments, make sure that the the numbers make sense of what you’re buying it at. Or if you’re simply just taking over the loan, you need to think through what your exit strategy is, before you do that, are you wholesaling it? Are you flipping it or keeping it be aware of the terms of the loan,
you absolutely need a copy of it. And because there are adjustable mortgages, right, you want to be aware of that’s going to happen, especially if you’re keeping the property. And you want to know when the balloon payment is, right. Like if it’s April 1, and the balloon payment is June 30. Like this is not going to be good for you. So you need to know these things, you know, and the next thing is, again, kind of knowing your numbers, understanding the holding costs and all the expenses and the mortgage payment. And then if you are rehabbing it, or we’re just repairing it, what are all the ins and outs, right? Run a p&l on the property, I’m going to buy it for this, I’m taking over the loan, the mortgage payments are this, the balloon is here, I’m going to put in $10,000 to repair the property, not rehab it, I’m going to keep it in my rental portfolio, it rents for this, run a p&l and understand that exit strategy really, really important. And then have a third party service the loan. Listen, you know, Weststar is the one that most of you are probably aware of. There are other servicing companies. They’re all crooks In my opinion, they don’t essentially do anything and they take a lot of money, but it is the easiest way to make sure that everything goes the right way I would not I would not cut a check to the seller to pay to the bank. I would not do that at all. And then lastly, guys in what most people are gonna ask, Well, where do I find these deals to do this on? Well, you got to find some motivation. So MLS high days on market, a lot of times someone was motivated to sell and never sold high days on market. Give them a call. Why were you trying to sell it? Why what are you going to do now that you haven’t sold it? What’s your game plan? What if I can get you the number that you want to have a conversation with them? pre foreclosure list, right people that are already missing their mortgage payments, landlords, landlords who are absolutely tired of being a landlord because they have two rentals and the headaches are not worth the profit right the juice is not worth the squeeze in these cases. And then I would say go to prop stream. If you go to tsfj.com TSF data calm, you can get yourself a free seven days of Prop stream, or use promo code t s o f, you’ll get yourself free seven days of Prop stream with the promo code PSLF or TSF, data.com. And pull a low equity list, not high equity list, a low equity list. And if you do that, you’re gonna find some people that potentially overpaid, as I’ve said, I, you know, deal with a lot of sellers that tend to overpay for the home, and then something happens financially and there’s not a lot of equity there. So they’re not really on the ability to sell the home and have that conversation, provide value to them about why you’re going to be a value and structuring it creatively. Because a lot of these sellers have no idea why or that this even exists, right? All they’re aware of is you buy a home with a bank loan, you sell a home on the MLS. Well, now you’re basically saying we’re not going to do any of that. You’re not going to sell your home to me through the MLS, I’m just going to buy it. And I’m just going to take this over for you so you don’t, you know, fall down and go through foreclosure. So that is creative financing. 101. I hope you enjoyed that. For those of you on zoom, what’s up Paul?
Edwin, what
is going on john? Sarah, the other john buffalo. What up Coleen? If you have any questions, I will take one or two questions for those on zoom. And then we are going to wrap this up. By the way, guys, for everyone on Facebook. Let me know what city you’re in. I’m going to be opening up to more markets. I just opened up Milwaukee, I’m in Oklahoma, opening up Tulsa. I’m obviously in Phoenix in Tucson, but I’m going to be opening up some markets soon. So I definitely want to network. And lastly, if you’re interested in me coaching you, and you need someone to hold your hand guys, and you need that, you know, you don’t have the blueprint, you know you need a coach. Simply put in the comments, interested in coaching, interested in coaching, and then I’ll have one of my executive team reach out to you to schedule a call. So we can see if we’re the right fit. I’m not the right fit for everybody, and you’re not the right fit for me. Right. But if we are the right fit, I’m happy to help coach you give you the blueprint, and literally talk to you every single week. You can talk to me twice a week on coaching calls, or you can talk to me four times a week on coaching calls, just depends where you’re at. If you’re interested in that, go to the science of flipping calm and fill out an application, the science of flipping calm, fill an application, or just say interested here below. And we can go there. I’m Shelly from Mississippi, what’s up? Alright, zoom, this is your time to ask the questions. Do you have any experience transaction Canada, so I I’ve never done a transaction. But I talk about coaching. Two of my most successful students are out of Vancouver, and another active elite coaching student is out of Montreal. And he’s doing four to five deals every single month. The Vancouver guys are actually investing in the US and so I don’t personally my students do. And the guy in Montreal is actively doing deals in Montreal. Great question, Mike. Let me know. I’m happy to talk to you further. I’m in Montreal. How do we get in touch? Well, you can meet him in my coaching program. Kevin, I’m looking for an apartment building in California. Can you help with that? Sorry, brother. I’m not a I’m not a gun for hire. JOHN Metz, what’s up? What percentage of your deals done with creative financing? Uh, for me not as much as I would like. I think you know, last month we did two, but we did almost so call it anywhere from five to 10%. We did 19 deals last month. 19 deals and we did too. So that was just last month. So call it anywhere from five to 10%. Great question. What else for those that are on zoom? What is high days on the MLS? I mean, these days anything past like 90 days on the MLS is high. Things are selling in like literally one day, seven days. 10 days. Right. I mean, anything past like 45 days is high these days. Great question. just ran across a seller and Butler pa three units any interest? I don’t particularly have interest in buying in a market that I’m not actively marketing in. So me No, but what I would tell you is post that deal in this group and see if some people in this group are interested in but Butler pa Do you partner with local Zener? market? defense? It depends on what you define is partnering. I can, but it just depends on what side of the relationship we’re doing. Right? Like, I have a pretty good operation. So it again, just depends if you’re bringing me the deal or if we’re working a deal. They just depends The answer is I can but it depends on how that partnership looks.
Paul
Ryan and get that information about the three unit and then post it in this group. There’s 1000s of people in this group growing every single day. We’re going to like 100 to 200 people a day like there’s gonna be some peeps from Pennsylvania as for sure. Ron y’all alright Listen, I appreciate you all welcome. Thank you. stay active in this Facebook group. Continue to engage post your deals get deals done together. If you are interested in me coaching you personally coaching you and holding your hand through this go to the science of flipping comm fill out a time to talk to some my executive team to see if I’m a good fit for you. Or you could say I’m interested in someone on my team. We’ll reach right back out for you. I appreciate you. What’s up. Kayla at Ernie PA. I’ll talk to y’all later. Peace. Mike, I gotcha. You’re interested. Mike, send me a direct message. I just saw your comment right now on zoom. Can you send me a direct message message Mike, appreciate you dude. Later